{"id":178,"date":"2022-11-27T04:00:00","date_gmt":"2022-11-27T10:00:00","guid":{"rendered":"https:\/\/www.insurewitholdpueblo.com\/blog\/?p=178"},"modified":"2022-11-27T21:06:38","modified_gmt":"2022-11-28T03:06:38","slug":"two-main-types-of-life-insurance","status":"publish","type":"post","link":"https:\/\/www.insurewitholdpueblo.com\/blog\/two-main-types-of-life-insurance\/","title":{"rendered":"Two Main Types of Life Insurance"},"content":{"rendered":"<p>It&#8217;s so important for most adults to have life insurance. Being able to replace your income and provide time for grieving can be done with a life insurance policy left to your heirs. If you don&#8217;t have a life insurance policy, call us today at&nbsp;Old Pueblo Insurance in&nbsp;Oro Valley, AZ.<\/p>\n<p>There are two main types of this coverage, and we can help you to pick the right kind for your needs.&nbsp;<\/p>\n<h3><strong>Term Life Insurance<\/strong><\/h3>\n<p>This is one of the main types of life insurance that comes with several benefits and drawbacks. Term life insurance is just like the name suggests- it&#8217;s life insurance that is in effect for a specific term. During that term, the life insurance is in full effect in most cases, though some may take a couple of years for the full benefits to be there. This life insurance type is the most inexpensive, a major plus for many families. However, it does have a date when it will expire. After this date, you will have no coverage and will have to find a new insurance policy.&nbsp;<\/p>\n<h3><strong>Whole Life Insurance<\/strong><\/h3>\n<p>This is a very different type of coverage with a higher price tag. However, you get a lot of benefits for the higher cost. The policy has no expiration date and builds a cash value over time. You can keep this policy for as long as you want, no matter how old you get. And over the years, it builds a value you can borrow against.&nbsp;<\/p>\n<h3><strong>Get Your Life Insurance Policy<\/strong><\/h3>\n<p>If you aren&#8217;t covered by a life insurance policy, it&#8217;s time to get one. Call us at&nbsp;Old Pueblo Insurance in&nbsp;Oro Valley, AZ.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s so important for most adults to have life insurance. Being able to replace your income and provide time for grieving can be done with a life insurance policy left to your heirs. If you don&#8217;t have a life insurance policy, call us today at&nbsp;Old Pueblo Insurance in&nbsp;Oro Valley, AZ. There are two main types [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,8],"class_list":["post-178","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-old-pueblo-insurance","tag-oro-valley-az"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insurewitholdpueblo.com\/blog\/wp-json\/wp\/v2\/posts\/178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insurewitholdpueblo.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insurewitholdpueblo.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insurewitholdpueblo.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insurewitholdpueblo.com\/blog\/wp-json\/wp\/v2\/comments?post=178"}],"version-history":[{"count":1,"href":"https:\/\/www.insurewitholdpueblo.com\/blog\/wp-json\/wp\/v2\/posts\/178\/revisions"}],"predecessor-version":[{"id":179,"href":"https:\/\/www.insurewitholdpueblo.com\/blog\/wp-json\/wp\/v2\/posts\/178\/revisions\/179"}],"wp:attachment":[{"href":"https:\/\/www.insurewitholdpueblo.com\/blog\/wp-json\/wp\/v2\/media?parent=178"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insurewitholdpueblo.com\/blog\/wp-json\/wp\/v2\/categories?post=178"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insurewitholdpueblo.com\/blog\/wp-json\/wp\/v2\/tags?post=178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}