Motorcycle Insurance in Arizona

Motorcycle insurance coverage provides you with protection against financial loss following an accident. The insurance is a legal contract between you and the insurance company in which you agree to pay a premium and the insurance company will then pay your losses per the agreed-upon policy. Oro Valley, AZ motorcycle insurance agents offer the following coverage's from Old Pueblo Insurance including:

• Liability coverage that pays for any bodily injuries or damage.
• Medical coverage pays the cost of medically treating injuries, lose wages, physical therapy and funeral expenses
• Property coverage pays for damage to your motorcycle

Six Parts of Motorcycle Insurance Coverage

There are six sections to motorcycle insurance coverage which include:

Bodily Injury

This type of coverage is applicable to injuries caused to someone else by the policyholder, family members who are listed on the policy, designated driver or you. Independent insurance agents confirm that it is critical to have this type of coverage in case of a serious accident.

Collision is a coverage that pays for any damage to your motorcycle when colliding with another vehicle or object. A higher collision deductible equates to a lower premium.

Old Pueblo Insurance will reimburse you for theft or other types of damage not caused by a collision. This could be fire, an act of nature, missiles, vandalism, a riot or an explosion.

Medical payments (also known as Personal Injury Protection or PIP) pays for the treatment of any injuries that may occur to the current driver and passengers on the motorcycle. This includes lost wages as a result of the accident, medical payments and, sometimes, funeral costs.

This type of coverage pays for the damage that you have caused to another's property. This could be a vehicle, telephone pole, fence, lamp post or structure.

Finally, with uninsured motorist coverage, Old Pueblo Insurance will reimburse you, or those covered under the policy, are struck by an uninsured driver.