Is motorcycle insurance required in Arizona?

Motorcycle enthusiasts in the greater Oro Valley, AZ area often ask the team at Old Pueblo Insurance if a motorcycle policy is required in the state of Arizona. Liability coverage is a requirement for all motor vehicles that are operated in our state. This includes both trucks, cars, SUVs, RVs, and motorcycles.

A motorcycle base policy will include liability coverage in the event that you suffer damage or destruction to your vehicle or if you cause damage to another person’s property. Some policies may also provide coverage for medical expenses and injury to yourself, your passenger, and anyone with whom you are involved in an accident.

Different types of motorcycle coverage

You can meet the state insurance minimum requirements with a base policy that provides the liability coverage that you need. Additionally, you can opt to go with a policy that provides even more protection for yourself and your passengers. 

  • Protect your bike – protect your motorcycle in the event of theft or damage
  • Protect yourself and your passengers – additional coverage can often protect you from having to be responsible for legal or medical expenses in the event of an accident
  • Protect your financial and medical health in the event of an accident – if there is a judgment against you following an accident or a mishap, you can protect your financial health with coverage for certain medical expenses

Want to make sure that your motorcycle policy provides the level of coverage that you need? Contact the team at Old Pueblo Insurance to schedule a policy review. We can also help if you are planning on purchasing your first bike and want to have the right coverage in place before you get out on the road in the greater Oro Valley, AZ area.