If you are in Arizona, you are required to purchase motorcycle insurance to operate your two-wheeler legally in the state. As such, many bikers have motorcycle insurance to comply with the law and to protect their bike and themselves when accidents happen. Unfortunately, many motorists don’t take time to update their motorcycle insurance to cover their current needs. As a result, they find themselves:
- Paying too much for too little coverage
- Paying for coverages they don’t need
- Having a difficult time when filing a claim
At Old Pueblo Insurance, we don’t like Oro Valley, AZ residents paying for coverage they don’t need or getting frustrated when looking for compensation. For this reason, we are giving you a guide on when you should review your motorcycle insurance.
If you are selling or buying your bike
Upgrading your bike? Inform your insurer to transfer your old policy to the new one. Similarly, if you sell your bike, inform your insurer to cancel it.
You have someone else riding your bike
Letting your teenager son or daughter ride your two-wheeler? There is nothing wrong with this — all you need to do is inform your insurance to make the necessary adjustments.
Change of address
Moving to a new location? It’s wise you buzz your insurance agent to update your policy. Location is sometimes used to compute your premium, so informing your insurer when you move is essential.
Having completed a riding course
Motorcycle safety courses are recommended for new and seasoned riders alike. Some insurance companies consider such safety classes when determining your premium, so it’s good to keep your insurer in the know when you upgrade your motorcycle safety skills.
Sometimes, knowing when to update your motorcycle insurance can be a challenging task. However, if you have a knowledgeable insurance agent, you don’t have to worry about matters concerning your two-wheeler insurance. To get such a partner in Oro Valley, AZ and its environs, please get in touch with Old Pueblo Insurance.