Arizona homeowners should consider the unique impacts their homes may face as a result of the climate and topography in the region. Because of the dry, warm climate, people may not think of Oro Valley, AZ as a place where flood insurance is necessary. However, it pays to think ahead when it comes to the safety and security of your home.
In fact, flood insurance can be especially important in areas where wildfires are prevalent. Arizona does have a monsoon season, which homeowners should consider when selecting their insurance policies.
Old Pueblo Insurance can help homeowners decide what sort of insurance to select, what their liabilities are, and how to make informed decisions about how to protect their property while also keeping costs in mind.
After all, being protected from flooding is key to lessening anxiety when ominous weather reports arrive. Once you’ve spoken with your Old Pueblo Insurance agent, you will know you’ve done all you need to do in case flooding does occur.
Whether or not your dwelling is in a high risk “flood plain”, you should consider flood insurance. Between 20% and 25% of flood insurance claims come from property that was not listed as a risky area prior to the flooding event. What does this mean for your property? It’s important to consider purchasing flood insurance before the rain begins to pour.
Another important resource for homeowners is floodsmart.gov.This governmental website provides information about how to mitigate flood risks on your property and explains more about flood insurance coverage.
Wherever you live in the Oro Valley, AZ, you will want to speak to Old Pueblo Insurance about coverage options in case of a flood. It’s better to be prepared than caught without protection, so reach out for a free quote– you will be glad you did!