You may be wondering if your Oro Valley, AZ business needs to have commercial insurance. Especially if you are a new business, it may seem like an additional expense that you just don’t need. Commercial can save your business if something happens and it is one of the things that can really be a lifesaver. Old Pueblo Insurance has the information that you need to make an educated decision about the value of commercial insurance to you and your business.
Many things can happen to threaten your business and your livelihood. If the building that houses your business is damaged, what would happen to your business? If your stock was destroyed would you have the money to replace it? What about your machinery, no matter what type it is, if it was damaged what would you do? Would you be able to purchase new equipment? These are just a few of the possible scenarios that could cause an interruption in your ability to do business.
Commercial insurance would be able to help you in all of these occasions to get back to work as soon as humanly possible.
If you are using a vehicle to do business, having commercial auto insurance keeps your business and your personal life separate, which can save your business and your personal finances.
Commercial liability insurance will save your business in the event that someone is injured while at your business or by one of your products. If someone sues you, the legal expense, as well as any judgment, will be covered up to the limit of your policy.
If you have business interruption insurance you will be able to pay your bills and your employees in the event that your business is not able to operate due to a covered peril. This alone can save your business.
In Oro Valley, AZ, Old Pueblo Insurance would love to talk to you about the best coverage for you. Give them a call or stop by their office for a no-obligation quote.