If you own a motorcycle, the thought of removing insurance for the winter has likely crossed your mind. Most bikers don’t ride their motorcycles in the winter months, so why bother insuring it?

Is motorcycle insurance absolutely necessary when the bike is in storage for the winter? Let’s find out.

Motorcycle Insurance When You Don’t Ride

Chances are you don’t ride your bike during the coldest months of the year. However, even if your bike remains in storage from October to March, you still need insurance.

If you drop insurance on your motorcycle during the winter, you won’t have any form of protection if the bike is damaged or stolen. Though you’ll save a couple bucks by canceling insurance until the spring, the insurer might hike your rate when you re-implement coverage after the winter.

The bottom line is the risk of removing motorcycle insurance for the winter is not worth it. Keep in mind, accidents and storms can occur when the bike is in storage. If there is a flood, a burglary or vandalism, you’ll be thankful that you kept your Old Pueblo Insurance coverage.

Additional Reasons To Maintain Motorcycle Insurance

Winters have become increasingly mild in recent years. Even if you live in an area that gets chilly in the winter, there will undoubtedly be sunny days that tempt you to take your bike out of storage.

You’ll need insurance on those mild winter days when you decide to ride. Otherwise, you’d hit the Oro Valley, AZ streets on two wheels without essential protection. 

If you were to get into an accident, you’d have to pay the resulting damages out of pocket, meaning you might be in the hole for thousands or tens of thousands of dollars.

Get a Quote From Old Pueblo Insurance 

Give us a call today for an insurance quote tailored to your needs. We serve the Oro Valley, AZ area.