3 Benefits of Flood Insurance

Floods are one of the most common natural disasters in the US. Unfortunately, your typical home insurance doesn’t cover flood damage. However, this doesn’t mean that your only hope is in federal grants. When you invest in flood insurance from Old Pueblo Insurance in Oro Valley, AZ, your dwelling and the contents are safe from floods.

Still not convinced why you should invest in flood insurance? Consider the benefits below:

Dwelling protection

This is one of the most common reasons most people invest in flood insurance. And rightly so, because flood damage doesn’t come cheap. Just a one-inch rise in the water level may result in damage of about $25,000. However, if you invest in flood insurance, the ensuing repairs after flood damage are your insurer’s headache.

Flood insurance covers permanent installations, debris removal, foundation, electrical, and plumbing systems. If you invest in flood insurance from the National Flood Insurance Program (NFIP), the dwelling coverage is up to $250,000, but this limit can increase if you go the private insurers’ route.

Assets protection

You may not have given it a second thought, but your assets are valuable. And to verify this claim, take a home inventory of your assets. You will notice that you quite own a fortune in your assets! Now, given that you know the value of your assets, the next thing is to think about protecting them against floods by purchasing flood insurance.

Peace of mind

If your mind is not at ease, your overall body system won’t function as it should be. While there are several things you can worry about, floods shouldn’t be one of them. Invest in flood insurance and see a portion of your worries dissipate.

Purchase flood insurance today!

If you want to enjoy peace of mind, invest in flood insurance from Old Pueblo Insurance. Flood insurance won’t prevent floods, but it will help you cope financially with the aftermath.