Is Motorcycle Insurance Required in Arizona?

The agents at Old Pueblo Insurance serving the Oro Valley, AZ area want you to have a great time on your new motorcycle but to ride responsibly by having an appropriate amount of motorcycle insurance in place before you head out on the highway.

In Arizona, it is the law that everyone that drives a motor vehicle on public roads and highways has at least the minimum liability insurance. This includes motorcycles and even mopeds.

Types of Motorcycle Insurance Coverage Options

Liability Motorcycle Insurance

There are many types of motorcycle insurance coverage options, but the first one, liability insurance, is mandated in Arizona. This insurance coverage will provide financial assistance for injuries or property damage to another driver if you cause an accident.

Collision Insurance

Collision insurance is designed to help you pay for your vehicle and possibly another if you collide with a car or even a stationary object. For example, this policy will be helpful if you sideswipe a parked car.

Comprehensive Insurance

Comprehensive insurance is critical to protect the investment you have made in your motorcycle. For example, suppose your bike is damaged or destroyed due to a hurricane, tornado, or other natural disaster. In that case, this part of your policy will help you replace or repair your bike. The same goes if a fire or vandalism damages your motorcycle. This insurance coverage will even help you replace your bike if it is stolen.

Contact Old Pueblo Insurance

The experienced and trusted agents at Old Pueblo Insurance serving the Oro Valley, AZ area can assist you in preparing the best motorcycle insurance policy for you and your situation. Call today to get your policy started.