You should get in the habit of reviewing your home insurance in Oro Valley, AZ at least once a year. A lot can happen over the course of a year. Plus, you want to make sure that you’re paying what you should. Old Pueblo Insurance has reputable, independent insurance agents who can help you to review your policy.
One of the biggest reasons to look over your home insurance policy is to make sure that it encompasses everything that you own. For example, if you have made any home improvements or added any additional structures to your property, your insurance policy needs to be updated to include those. Otherwise, they may be eliminated from a claim, leaving you to pay for damages on your own.
If you have purchased a lot of expensive jewelry or fine art, it’s a good idea to complete a home inventory in your Oro Valley, AZ home, too. You may want to upgrade your policy to include a high valuables rider. This way, if there is a burglary in your home and these items are stolen, they are covered.
It’s also a good idea to make sure you are getting the most competitive rates. Insurance premiums will go up or down periodically. If yours goes up, you may want to review your policy to see if you’re getting all of the discounts you are privy to. It may also be beneficial to get quotes from a few other companies to see if you can lower your rates.
At Old Pueblo Insurance, we can review your policy to see if it is as comprehensive as it needs to be. We can make recommendations and even get quotes from several insurance companies to help you save money. Our independent insurance agents will work closely with you to ensure you have a home insurance policy you can count on.